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Helpful articles from the Investment Quorum team.
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Loan Trust

A loan trust involves an individual establishing a trust. But rather than making a gift, the settlor lends money to the trust. The trustees then invest this money, typically into an investment bond, on behalf of the beneficiaries.
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Use of Trusts

A trust is a fiduciary arrangement that allows a third party or trustee to hold assets on behalf of a beneficiary or beneficiaries. Once the trust has been created, a person can use it to 'ring-fence assets.
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Family Investment Companies

Family investment companies (FIC) offer a different structure enabling individuals to pass on wealth while maintaining control of assets, as well as offering potentially greater tax efficiency.
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Offshore Bonds

An offshore investment bond is an investment wrapper that is typically provided by a life insurance company domiciled in a jurisdiction with a more favourable tax regime, such as the Isle of Man, Dublin, Luxembourg or Guernsey.
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Legacy Planning

It is important to think not only about the potential impact of Inheritance Tax on your estate but also about how assets are to be passed, who they should be passed to and the timing of that.
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Business Property Relief

The main aim of Business Property Relief (BPR) was to protect family-owned businesses and enable them to carry on trading after the death of the owner without an inheritance tax (IHT) liability.
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Planning How to Access Your Pension

Pension freedoms have given those with personal pensions greater choices in retirement than ever before. However, with choice can come confusion, making advice in this area even more important.
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Cashflow Planning

Cashflow planning provides us with valuable insights and presents us with planning opportunities to give you the best chance of making the right choices with your finances.
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Our Financial Planning Process

The Investment Quorum financial planning process is an ongoing process designed to equip you to make sensible decisions with your money that can help you achieve your lifetime goals.
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Protecting Wealth

Making the right decisions now can bring peace of mind of a clearer future for you and your family.
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