Your financial life made simple.

A financial planning and investment firm for those who’d rather be doing something else.

18 years

Investment track record

Independent

Boutique with a personal touch

London

based

Chartered

and regulated
  • #1 Financial Adviser in London

    1. 2026
    2. 2025
    3. 2024
  • Top 50 UK Boutique Financial Adviser

    1. 2026
    2. 2025
  • Best UK Wealth Manager for Use of Technology

    Built on our own in-house app and platform.

What we do

The IQ team
Top financial adviser in LondonVoted in 2024, 2025 and 2026.Citywire

Financial Planning

Retirement, tax, cashflow and estate planning, built around what you actually want the money to do.

How financial planning works →
Peter Lowman
18+ years track recordEvery investment strategy has outperformed its benchmark since inception.

Investment Management

Investment decisions made by experts, with your wider financial picture in mind.

How we invest →
No third-party platformClients save 20-40% on platform fees compared with other advisers.

Helix

We built our investment platform and app ourselves, based on what our clients said would make life easier.

Have a look at Helix →

Who we work with

More than one generation

School fees now, first homes later, and what eventually passes down. Planning that accounts for everyone, not just you.

  • Inheritance tax planning
  • Gifting
  • Intergenerational wealth planning
  • Trust planning
  • Estate planning
How we help families →

Making it last

You’ve stopped earning and started spending. The question changes from how much can I make to how long will it last - and that needs a different plan entirely.

  • Retirement income
  • Pension consolidation
  • Cashflow planning
  • Tax planning
  • Estate planning
How we help retirees →

The business, and everything after it

Most of your wealth is tied up in one thing. We plan for the exit, and for what the money needs to do once it’s no longer a company.

  • Business exit planning
  • Pension planning
  • Tax planning
  • Liquidity event planning
  • Protection
How we help business owners →

Earning well, no time to think about it

High income, long hours, and a pension you set up years ago and haven’t looked at since. We do the looking.

  • Pension planning
  • Tax-efficient investing
  • Cashflow planning
  • Protection
  • Wealth structuring
How we help professionals →

When something changes

Divorce, inheritance, a sale, losing someone. The moments when the plan has to be rewritten, usually at the worst time.

  • Divorce planning
  • Bereavement planning
  • Inheritance planning
  • Redundancy planning
  • Protection reviews
How we help at life events →
Explore

Everything you own, in one place.

Your ISA, pension and investments, side by side.

All accountsThis year
£1,214,860+10.1%
Personal PensionSIPP£612,40011.2%
Stocks and Shares ISAISA£318,2509.8%
General investmentGIA£284,2107.9%

For illustration only. Past performance isn’t a guide to the future, and projections aren’t guaranteed.

See what’s working, and isn’t.

Which investments are helping, and which are holding you back.

Your return1YR
+11.4%+£124,321
FidelityFidelity Index US+£46,210
VanguardVanguard FTSE 100+£31,480
iSharesiShares UK Dividend+£22,940
ArtemisArtemis Global Emerging−£6,120

For illustration only. Past performance isn’t a guide to the future, and projections aren’t guaranteed.

See where your money’s heading.

Plan for later and budget for now, all in one view.

Your planLong view
At 67 you could have£2.4m
Your money lasts untilAge 97
You stop working
Age 50Age 95
Add to your budgete.g. school fees

For illustration only. Past performance isn’t a guide to the future, and projections aren’t guaranteed.

Your whole financial picture.

Your home, savings and tax allowances, next to your investments.

Net worthToday
£1,554,860
Your home£650,000
Helix accounts£1,214,860
Mortgage−£310,000
ISA allowance used£14,500 of £20,000

For illustration only. Past performance isn’t a guide to the future, and projections aren’t guaranteed.

Help your family, the smart way.

Keep track of gifts to children and grandchildren, and when they fall outside inheritance tax.

Gifts to familyThis tax year
£62,000
SSophieDaughter · house deposit£50,000
MMaxGrandson · Junior ISA£9,000
AAnnual gift allowanceUsed in full£3,000
Sophie’s gift is tax-free in4 years

For illustration only. Past performance isn’t a guide to the future, and projections aren’t guaranteed.

Homepage section: client stories

Ask our clients

Entrepreneurs, retirees and families on what they came to us for, and what has changed since.

  • Google 5-star rated 100+ Google reviews
  • 25+ yrsadvising UK clients
  • “My family’s financial goals are at the heart of the work IQ does.”
  • “The best thing about working with IQ is complete peace of mind.”
  • “They treat you as a whole family.”
  • “I don’t have to worry about my money anymore.”
  • “The best thing about working with IQ is the relationship I have with them.”
  • “The approach to finance has been very personal – about what I care about most.”
  • “When IQ look at my finances, it makes me feel frankly, untroubled.”
  • “For me, the most important point was the fact that I was treated as a unique customer.”
  • “I wanted a boutique agency that could cover a broad range of advice.”
  • “I wanted a retirement plan in place to maintain my standard of living.”
  • “You get the opportunity to build a relationship with the team.”
  • “I’m very comfortable that our kids will be looked after by IQ.”
  • “They’re so friendly and approachable. It has just made a world of difference to me.”
  • “I have seen the work they’ve done for clients of mine, and the tangible results that they’ve achieved for them.”
  • “I chose IQ based on the personal relationship I have with Petronella.”

Think we can help?

Book a first conversation with an adviser about where you are now and where you’d like to be.

Book a free discovery call